Payments

As you develop a storefront, one of the most important things to understand is how you will get paid when items are sold. How does money reach your account for sales made through your application? How will that money reach the Merchants you have integrated with? Violet gives you two ways to handle this:

1. Violet Payments - Violet gives you the ability to securely onboard your existing Stripe Account onto Violet for payments. Violet will orchestrate all payments and payouts on your behalf. Additionally, each of your merchants will be able to connect Bank Accounts through Stripe Connect directly to your Stripe Platform account. To learn more about how to onboard your Stripe account, refer to this guide.
2. External Payments - You leverage all of Violet’s other APIs but handle all payment processing, including charging the customer and paying out the merchants yourself. This solution is intended for Channels who have a complete payment solution and are able to fully manage transactions between shoppers and merchants.

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Violet Payments

With Violet Payments, all payment processing, including charging the customer, calculating the commission split for each party involved and paying out each party is handled by Violet. Violet also handles all logic to refund payments if there is a return. To use Violet Payments, you must have a Stripe Platform account for your business. Violet will securely onboard this account and use it for payment orchestration during checkout.

Since you are the owner of the Stripe Platform account being used, all merchants are connecting their payout accounts directly to you; giving you full visibility through Stripe for all payment processing. Additionally, with Violet Payments, Violet provides a suite of dashboards for Distributions and Payouts reporting that are available on channel.violet.io.

Stripe.js V3, Apple Pay, Google Pay, and other wallet-based checkout options are also supported out of the box once your Stripe Platform account has been onboarded. You can learn more about using these payment options below.

1. Stripe.js V3
2. Apple/Google Pay

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External Payments

With External Payments, you are able to leverage Violet’s Checkout capabilities while bypassing all order payment requirements. This means you would no longer need to apply shopper payment methods to the cart. In this scenario though, Channels assume all responsibility for facilitating payments between shoppers and merchants.

Additionally, when using External Payments with Violet, some engineering effort is required to subscribe to the ORDER_CANCELED, ORDER_REFUNDED, and ORDER_RETURNED webhooks, or the catchall ORDER_UPDATED webhook. This is to ensure that channels can facilitate a refund back to the shopper when necessary.

You can learn more about how to do payment bypassing through Violet by going through the following:

1. Bypassing Payments through Violet

Violet is always improving our payment capabilities and is in the process of supporting many other use-cases. If your use-case is not supported by the methods above or you would like to learn more about External Payments, please reach out to us at help@violet.io.