Payouts

A Payout in Violet represents the movement of funds from a payment provider (like Stripe) to a connected Merchant's external bank account. It is the final step in the Violet payment lifecycle, following the creation of a PaymentTransaction, the allocation of funds through Distributions, and the internal routing of funds via Transfers.

Funds Flow Timeline

The payment lifecycle has three distinct phases:

Phase	What Happens	Timing
Transfer	Violet creates a Stripe Transfer from your platform account to the merchant's Stripe Connect account	Immediate (~30 sec after capture)
Settlement	Stripe's pending → available clearing window	2-3 business days
Payout	Stripe moves available funds to the merchant's bank	Per payout cadence + 1-2 days bank processing

Important: The transfer to the merchant's Stripe account happens immediately. The only waiting period is for card payment settlement before Stripe can pay out to the bank. See Funds Flow & Payout Timing for a detailed breakdown.

Getting Started

For merchants to receive Payouts, they must have a connected Prism Pay Account (PPA) set up. This account is created during the onboarding process and is essential for receiving funds from orders placed through your app.

Prism Pay Account

Learn how Merchants set up a Prism Pay Account to receive payouts for Orders placed through your app.

Supported Countries

Learn which countries are supported for payouts through Prism Pay based on your Payment Provider account.

Payouts in the Payment Lifecycle

Learn more about how Payouts are created and how they relate to Distributions, Transfers, Refunds, and Transfer Reversals.

Export Payout Reports

Export detailed Payout reports to analyze your financial data.